Meet the Underwriter - Understanding Mortgage Underwriting

Mortgage Underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan, so come to this exclusive event to learn directly from our underwriter how they make that decision.

The underwriting department is a significant part of the home buying journey. Every loan process is different, which can end in stressful situations for realtors and home buyers looking to get to the closing stage of their home buying journey. Loan processes even vary from buyer to buyer. How do you get through the underwriting stage stress-free? It can seem like one of the great mysteries of the world if you don’t know the in’s and out’s of the underwriting process.

Thankfully, it’s not as complicated as you think, and we’re going to lend you a hand. At this free 60-minute success seminar hosted by Mack Humphrey with Team Humphrey and GameChangers University, get a unique chance to directly engage with an underwriter who can answer all your questions and give you expert advice. Close the deal by understanding the best practices to get your application through the process unscathed.

Our Underwriter will join us to answer questions, go over the most effective actions on loan applications, and even give you advice for your personal situations with clients.

Get to know and understand essential underwriting details, including:

• The difference between a pre-approval and a pre-qualification and mortgage commitment
• The most critical details underwriters look for in an application
• How to properly handle conditional approvals
• How to write a complete letter of explanation
• How to navigate through the three C’s of underwriting unscathed: capacity, credit, and collateral
• And much more!

RSVP today to reserve your spot!